Jennifer Phang 彭小萍

"Failing to plan is planning to fail". This is my go-to motto that I share with my clients.

Having been there with first hand experiences of people around me being able to fall back on their risk protection plan whilst riding through losses and hardships in each of those life events makes me a firm believer that having a sound and robust plan is not an option but an essential part of life. We do not know when life is going to throw us a curve ball and in what form it takes (untimely death, illness, disability to name just a few). What we can do is to be prepared and give ourselves the peace of mind knowing that we have the financial means to meet the costs when loss and hardship strike. This is what I help my clients to achieve at Apex Advice.

I am from Malaysia, Sarawak the "Land of the Hornbills". Prior to joining the financial services industry, I worked in several senior management and corporate roles in the local government sector and petroleum industry overseas. My last stint in the corporate world was as the Risk and Insurance Manager with Shell Malaysia Exploration and Production. My background and training in accounting, finance and risk management has equipped me with the discipline, knowledge and skills to propel myself in the field of financial planning.

I am a Registered Financial Adviser. I am also a Chartered Accountant (Malaysia) and CPA (Australia). I completed my Master of Business Administration (MBA) and obtained my Certified Financial PlannerTM designation more than ten years ago. I am committed to Continuous Professional Development and believe that keeping abreast with the latest in the industry is extremely crucial to best position myself to help my clients at all times.

When I am not working with my clients to achieve their goals, I love spending time with my family and friends, travelling and going to the theater. I am also passionate about painting and sugar artistry. I find sharing my creations and work in cake decorating with my family, friends and communities greatly gratifying, even better when they go towards supporting charitable causes.

Other than English, I also speak other languages and dialects including Mandarin, Cantonese, Hokkien, Hakka, Teochew, Bahasa Malaysia. I am happy to speak to you and help you strengthen your financial weaknesses.