Our Process

There’s a saying: If you fail to plan, you plan to fail. So the Apex 6 step process is a plan to help you succeed; designed to establish where you’re at financially, where you want to be, and the best way to get you there.


Step 1 – Look after the important stuff

Surfing, holidays and Sunday roasts – it’s all important but it’s the material stuff we can’t afford to lose that we should protect with appropriate insurance - our house, contents, car and business assets.

Step 2 – Get the bills paid

What would happen if you were unable to work because of an illness or disability? How would you and your loved ones cope? This step looks at protecting your most valuable asset – you.

Step 3 - Be ready for what life throws at us

Life is good, but it has a nasty habit of throwing curve balls. We look at ways to protect you against the financial setbacks of illness, disability or death.

From here, we’re ready to start looking at ways to make your money work smarter – through smart home loans and investments

Step 4 - Get that loan paid off sooner

We agree there’s more to life than paying a mortgage! It’s not just about getting the best deal on interest rates or fees – with the right advice, a tailor-made loan will get you or the business out of debt faster.

Step 5 - Plan for the golden years

Whether you have dreams of cruising the Mediterranean or living the simple life, it’s best to start planning for retirement now, not five years before you want to retire. 

Step 6 - Have your money working smarter

A strong investment portfolio coupled with the right advice will have your hard-earned money working smarter for you, and can help you save for the most important things in life.

We can take it from here, and check in with you to hear about any big changes, so you can get on with enjoying the fun stuff – like surfing, holidays and Sunday roasts! 


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