The future you want is not just a dream. Good financial planning will set you up for life. It's simple - plan ahead to protect what you have and grow your wealth.

A financial plan can help you save for your short and long term goals. While there are plenty of options to choose from, it is important to get a plan tailor-made to your needs and goals.

Food for thought

  • Are you investing to reach a goal, like a family holiday or house renovations?
  • Are you investing to prepare for retirement?
  • Are you looking to generate an income from your investments?

A good financial plan is not ‘one size fits all’, it is based on your current circumstances and goals. 

What investment plans and options are you looking at?

  • KiwiSaver - KiwiSaver is a government initiative to encourage New Zealanders to save for their retirement. It is a voluntary savings scheme contributed to by you, the government and your employer. Once you have opted into KiwiSaver you need to decide on the investment options for your fund. The best option for you will depend on your age, income and your vision of the future.
  • Retirement planning - Whether you're starting out in your career, you're a seasoned worker or you're nearing retirement the future is something you can't avoid. Retirement planning may be the last thing you want to think about but it is important to plan ahead to make sure you get to enjoy your years in retirement.
  • Investments - Investment can provide you with income either in lump sum payments or ongoing payments. The investment strategy that is right for you will depend on a number of factors like your current situation, debt, loans and future goals.