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You only need to watch a few property shows and hear stories of the cost of Ponsonby properties 30 years ago, to realise that property investment can make you some serious money. If you’re already a home-owner then the idea of owning more properties, reaping capital gains...
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Original article: Interest.co.nz By Greg Ninness The dream of buying a home of their own became more achievable for many first home buyers last month thanks to falling prices in many parts of the country, but particularly in the North IslandThe Real Estate Ins...
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So you’re about to embark into the responsible world of mortgages and home ownership! Buying your first home is a real milestone - it’s exciting, but also very daunting. It’s also completely new territory and important to get it right. They say to learn from your mista...
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The Reserve Bank has announced that loan-to-value ratio restrictions will be relaxed from January 1, 2018. The change is a modest one, with RBNZ saying it wants more proof the housing market is stable before it loosens more. In summary: Deposit required for investors has dr...
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The elusive ‘capital value’, also known as ‘rateable value’, is that magical figure which lands in your letterbox every 3 years, estimating how much your house is worth. Since our properties are often our most valuable asset, it’s no wonder homeowners take notice. ...
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With home ownership at an almost all-time low, a housing crisis and a property boom, housing was certainly a hot topic this election. Party leaders tread carefully around the topic - policies which promise to cause a drop in house values aren’t going to win many votes from...
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The Kiwi Dream: the quarter acre patch of grass, weatherboard home and the family wagon. Throw in a bach and you might even be keeping up with the Joneses. Kiwis love property, and the idea that a secure future is all wrapped up in home ownership has been drilled into us for...
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With just 15 days until voting, recent leadership changes from two major parties, and a significant shift in the polls, the elections are certainly heating up. But we can’t say the same for the property market. Stock is low, auction clearance rates are low, days on the m...
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A number of you have contacted us recently with concerns about rising interest rates. Now we’re not economists, but what we do know is that rates have remained fairly static over the past few months, with fixed rates for 1 to 2 years sitting in the mid 4’s, while the lon...
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Beach holidays and summer BBQs seem a distant memory now and suddenly we're half-way through the year. So, chances are it's been 6 months since you made financial plans or goals, and some may have fallen by the wayside. What were your financial goals for this year? Did you...
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