After a year of lockdowns and restricted travel, most of us are eager to be out and about enjoying the good weather and exploring our own backyard. New Zealand in summer is unbeatable, and as Covid-19 rages on outside NZ, there is no safer place to be. However, keeping safe is a team effort and involves everyone playing their part. Here are some tips on staying safe this summer.
Sort your insurances
Unfortunately, life doesn’t pause during the festive season. The holidays have always been a high-risk period – during this time we tend to do something different that we are not used to doing, like scuba diving or fixing the roof. Look after yourself and your loved ones by ticking off any pending insurance matters before heading into the silly season. It’s called the silly season for a reason!
Prevent avoidable injuries
During the summer break, it can be tempting to jump into a new exercise regime or adventure activity. However, it pays to be sensible about the risks. If you have any pre-existing health conditions or injuries, speak to your GP before you get on your mountain bike or start a new workout routine. When going near the water, know your limits and never leave children unattended.
Be sun smart
The weather is inviting, and the beach is calling. Before you step out, remember to Slip, Slop, Slap and Wrap: Slip on clothing with long sleeves and stay in the shade. Slop on sunscreen and reapply regularly. Slap on a hat and wrap on sunglasses. With a little bit of preparation, you and your family can be sunburn-free this summer. And don’t forget to stay hydrated!
Summer is the perfect time to go away and explore the rest of the country. For many, it means driving on unfamiliar roads. Take a break every two hours and share the load if possible. If you have kids in the car, minimise distractions by packing games and snacks. Keep your home safe while you are away: inform trusted neighbours, don’t advertise your absence, and turn off all appliances at the wall. Having the right insurances in place can also help.
Budget for Christmas now
Before Christmas / going on your summer trip, talk to the family about gift buying and spending limits. Then set a spending limit and stick to it! You can also try baking, sewing or making gifts – give from the heart, not the piggy bank. Enjoy picnics, beaches and tramping – activities that are free, instead of spending money on movies, vacation activities etc. (Read: Our top 10 money tips for the silly season)
Be smart about Covid-19
This summer we have one more thing to keep in mind: being smart about Covid. Stay home if you are unwell and get tested! Now that face coverings are mandatory on Auckland’s public transport and on flights, pack your PPE (personal protective equipment) such as hand sanitisers and face masks if you are going away. Together we will unite against Covid and protect our community. (Read: Do your face masks offer Anti-Viral and Anti-Bacterial protection?)
As we approach the end of 2020, take a moment to reflect on the year. How has the virus affected your life? For lots of people, being financially secure is more important than ever. Over the holidays, you may find yourself with a quiet (or wet) day, use this time to look ahead and take stock of your financial health. How much time are you willing to invest in yourself to ensure you are financially healthy?