Grant Lovatt, 58, was diagnosed with motor neurone disease in 2012. In 2014 a neurologist gave him less than 12 months to live. Five years later he is still alive, being cared for by his wife Glenda. That means Glenda cannot work and the couple are living on $494.20 per week, including accommodation supplement, supported living payment, and disability allowance and after deductions and debt repayments to Work and Income are taken into account.
Sadly, the couple might need to sell their house in Auckland and leave the city to be able to make ends meet.
Glenda and Grant's story was published today by the NZ Herald: "The cost of care: 'All I want is for him to have the quality of life he deserves'". We read this kind of story in papers every day, this is not a one-off scenario.
Illness and disability can turn your world upside down in the blink of an eye. We never know what's going to happen, but we can be prepared for the unexpected.
Insurance is not a cost, it's a safeguard. It's us taking charge of our own finances and the financial safety of our loved ones. So when something happens, we can focus on our health and not on how are we going to feed our family. If something happens to you, are you prepared to survive on the benefit?