Global economic data continues to portray relatively healthy global growth and little inflation. Forward-looking inflation indicators remain relatively low, suggesting a modest pace in any normalisation of monetary settings. As a result, equity valuations around the world re...
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We get this question a lot: "why did my premiums increase?". It can be frustrating seeing your premiums go up each year. As financial advisers, we have no control over your insurance premium as it is set by the insurance company. That said, we can help you understand why pre...
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Apex office holiday hours

December 19, 2017
Our office will be closed during the holiday season, from December 22nd till January 15th 2018.Here's how you can reach us during this period: If your request is urgent, please call your insurance, mortgage or investment provider directlyYou can contact your adviser - v...
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Just feel better this summer

December 15, 2017
"Wellness" is a broad term - one that might conjure up images of kombucha drinking, yoga loving bloggers who talk about 'mindfulness' a lot. Nicola Smith, Personal Trainer, Nutritionist and Lifestyle Coach says "wellness is about having the energy and vitality to do the thin...
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Cyber-attack

December 12, 2017
Worried about Cyber-attacks? You’re not the only one.We’re seeing this become prevalent and concern is growing, as it should. Your data is vital to your business and it’s near impossible for tech support companies to keep up with the creative ways that hackers will use...
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By Hannah McQueen

Although decorations and Christmas carols have been playing for weeks, we now realise that it’s December and Christmas is just around the corner. The way Kiwis usually fund Christmas presents, Christmas dinner and the Christmas holiday, is on our credit cards. Reserve Bank...
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The Reserve Bank has announced that loan-to-value ratio restrictions will be relaxed from January 1, 2018. The change is a modest one, with RBNZ saying it wants more proof the housing market is stable before it loosens more. In summary: Deposit required for investors has dr...
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Swim. Bike. Run.

November 20, 2017
Year after year we have been supporting The Panasonic Peoples Triathlon. This series is Auckland's longest running triathlon series and the 2017/2018 season will stage four events between November and March. Two of these will be held from Maraetai Beach while the other two w...
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Optimism is great, it’s good for the soul. If you google optimism, you find that “evidence suggests that optimism is important in coping with difficult life events”. This would surely be true from a psychological perspective – but what about a practical and financial...
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Hard work leads to success, we all know that. The better you perform at work, the more chances you have of getting a promotion. The harder you work out in the gym, the more fit you are. The harder you save, the better holiday you get.  Day-to-day focus on your target ge...
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