1. The promoter is Apex Advice Group Ltd. Entry is open to all Apex clients, residents of New Zealand except employees (and their immediate families) of the Apex Advice Group and Apex Insurance.
2. You may only enter the draw once. For an entry to be valid, participants need to provide a valid email address and mailing address.
3. Prize is to be taken as offered and is not transferable. The judges' decision is final and no correspondence will be entered into.
4. Entries for the draw close on 30 November 2020. Three winners will be drawn on 4 December 2020.
5. Apex Advice Group may use the winner's name, entry and town of residence in any publicity relating to this promotion. Winners must be prepared to be photographed and such photographs could possibly be used in future marketing material.
6. Three winners will be notified via e-mail.
7. Information collected by Apex Advice Group (Level 3, 264 Mount Eden Road, Auckland) may be used for marketing purposes. The supply of information is voluntary.