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Your Ability to Live Depends on Your Ability to Earn
If you are unable to return to work indefinitely how would you continue living your life on a practical level? Paying a mortgage, household bills and supporting your family could become impossible.
Real life disablement insurance story
Disablement insurance provides you with the following benefits;
- A lump sum payment for disablement or permanent disability as a result of accident or illness
- The lump sum payment will help you to maintain the quality of your life and help you pay for things like carers, nurses or medical expenses.
- The lump sum payment will ensure that even if you can’t earn an income your family will be taken care of.
- In conjunction with other Life Insurance policies disability insurance for permanent disablement can provide you access to an early life insurance payment.
What is the Criteria for Total Permanent Disablement?
- Disablement that stops you from working whether in your current job or in other areas
- Loss of limbs or sight
- Loss of ability to care for oneself i.e. bathing and showering, eating and drinking, going to the toilet
- Loss of mobility either by walking, driving or wheelchair
“Anne Wakeham was fantastic. She was very patient and explained everything to us, even when we didn’t get it the first time she happily took the time explained it again. She also came back to visit us on a number of occasions until we had all the information that we needed to make an informed decision about our insurance cover. We were very pleased with Anne’s service. She is a credit to your team.” – Simon Roberts