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| BUSINESS INSURANCE |
Apex offer a full range of Business insurance including, click here to enter your details for a business insurance expert to contact you. By receiving the information requested we can ensure that you are put in contact with the expert who best suits your needs.
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| General liability |
To put it very basically this policy provides cover for damage to third party property and/or bodily injury to a third party where it is determined you have liability for the resulting damage
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| Statutory liability |
Statutory Liability provides cover for fines and penalties if you are prosecuted under an act of parliament (except for the HSE Act where it is illegal to cover fines however we can insure your defence costs and any reparations awarded to the employee).
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| Employers Liability |
This insurance provides cover (fines and defence costs) for claims made by employees against employers for injuries or illness occurring in the workplace where cover falls outside of the Accident Insurance Act.
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| Contract Works |
Contract works insurance protects assets during construction, installation or alteration.
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| Marine Cargo |
Cover can be provided for the transit of cargo on a case by case or annual basis. Both exports and imports from worldwide to NZ and NZ to worldwide can be covered with the exception of a few countries most of which can be classified under the commonwealth of independent states. Internal NZ and Internal Australia transits can also be covered.
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| Travel |
If you make frequent trips overseas, we recommend an annual policy be put in place, annual policies will often save you money and also ensure adequate cover is provided for specified items and laptops/palm pilots etc. Most policies on the market provide inadequate coverage in these areas and we can tailor a policy to meet individual needs including travel within NZ and Australia.
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| Directors and Officers Liability |
In brief this policy offers directors/officers protection from personal liability for acts, errors or omissions made in the course of their past, current and future business activities.
We require a copy of your latest financial statement and a completed proposal to provide a quotation.
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| Professional Indemnity |
In brief provides cover to the insured for errors or omissions in advice and/or design that leads to an economic loss to a third party.
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| Trustees Liability |
Covers trustees, against their personal liability for damages for the commission of wrongful acts in the management of the trust.
We require a copy of the latest financial statement and a completed proposal to provide a quotation.
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| Association Liability |
Association Liability policies are unique in that they have three insurable clauses that blend Directors and Officers and Professional Indemnity covers under one policy. Association Liability insurance is primarily designed to provide cover for self-help, community based or professional organisations established to promote understanding, share costs and develop professionalism of members.
We require a copy of the latest financial statement and a completed proposal to provide a quotation.
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| Machinery/Computer Breakdown and Machinery/Computer Breakdown Loss of Profit |
Cover can be provided for the breakdown of machinery/computer as a result of an insurable event. It is important to have this cover in place when it is imperative that if a machine breaks down it is reinstated as soon as possible. Cover can also be provided for loss of profit due to the machine/computer breaking down.
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| Business assets |
This policy covers buildings, plant equipment, stock, work in progress and customers goods at the main situation and/or anywhere in New Zealand.
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| Business interruption |
This policy can be tailored to cover loss of profit as a result of a claim accepted under your assets policy. It is important to include cover for additional increased costs of working and claim preparation fees. The insured profit should include trends in the business.
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| Commercial vehicles |
Policies can be set up to cover damage to your motor vehicle and third party liability. Loss of use cover can also be put in place. Loss of use insurance covers the cost of hiring a rental vehicle in the event of the insured vehicle being severely damaged?
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| Please fill in your details for a quote, we will endeavour to contact you within the next 24 hours, during normal business hours |
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70% of people have not got adequate contents insurance. Why not click here for a quote
Do you know what your life insurance is really worth? Click here to find out more about the products Apex offer and arrange a meeting with a life insurance adviser today.
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